Privacy Policy

Gulf Coast Business & Wealth Management LLC
DBA Gulf Coast Business and Insurance Agency

Effective Date: Jan. 02, 2026

Gulf Coast Business & Wealth Management LLC, doing business as Gulf Coast Business and Insurance Agency (“we,” “us,” or “our”), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information.

We operate as a General Agency under Piedmont Insurance Brokerage and comply with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA).

Information We Collect

We may collect personal and financial information necessary to provide insurance and financial services, including but not limited to:

Name, address, phone number, email
Date of birth, Social Security number, or tax identification number
Employment, income, and financial information
Insurance application and policy information
Health information (when required for insurance underwriting)
Information provided through our website, forms, or communications

How We Use Your Information

We use your information to:

Provide insurance and financial products and services
Process applications, underwriting, and policy servicing
Communicate with you regarding products, services, or updates
Comply with legal, regulatory, and contractual obligations
Improve our services and client experience

How We Share Your Information

We do not sell your personal information.

We may share your information only as necessary with:

Piedmont Insurance Brokerage, as our supervising brokerage
Insurance carriers, wholesalers, and service providers
Third-party vendors who assist with business operations (subject to confidentiality agreements)
Regulatory authorities or as required by law

All shared information is limited to what is necessary to perform services or meet legal requirements.

Data Security

We take reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, misuse, or disclosure.

Your Rights & Choices

Depending on applicable law, you may have the right to:

Access or request correction of your personal information
Request information about how your data is shared
Limit certain types of information sharing where permitted by law

To exercise these rights, please contact us using the information below.

Website & Electronic Communications

If you visit our website, we may collect limited non-personal information such as IP address, browser type, or pages visited to improve site performance. We do not knowingly collect personal information from children under 13.

Email and electronic communications are not always secure. Please avoid sending sensitive personal information electronically unless requested through a secure method.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted with an updated effective date.

Contact Information

If you have questions about this Privacy Policy or our privacy practices, please contact:

Gulf Coast Business & Wealth Management LLC
DBA Gulf Coast Business and Insurance Agency
9630 Meadow Wood ln. Navarre, FL 32566
(850) 368-0502
ClientSupport@gcbwealth.com